Dru Smith, once an undrafted guard from Missouri, was overlooked by most, even though he started with the Miami Heat’s summer league team. He clawed his way by juggling in the G-League through defense and persistence before making it to the Brooklyn Nets in 2023. Now, the 27-year-old Miami Heat guard will hope he is more than just a roster filler and outpace his 1-game start-over record in the last 2 seasons. At least that’s what the re-signing by the Heat indicates.

Initial setbacks and injury have been one of the biggest challenges for Smith, limiting him to just 23 games in the last 2 seasons. But what the Heat sees in him is, he’s a player with security, and the paycheck reflects that. So, what’s Dru Smith worth in 2025?

What is Dru Smith’s net worth?

In the simplest terms, Dru Smith’s exact net worth in 2025 is currently unknown but can be estimated at around $3 million to $5 million. That figure is driven almost entirely by his NBA contracts, with his current three-year, $7.9 million deal with the Miami Heat making up the bulk of his financial standing.

His first-year salary in this deal is fully guaranteed, giving him a level of financial stability he hadn’t had earlier in his career. While Smith hasn’t built the endorsement empire of a Giannis or Jimmy Butler, his steady climb into a guaranteed NBA role has set him on firm financial ground. He is set to be a UFA in 2028-29, when he hits 31 years.

Dru Smith’s contract breakdown

Smith’s latest deal with the Heat locks him in for the next three years. The Heat gave him a three-year contract worth $7.9 million, with conditional guarantees in the second and third seasons. For a player who once bounced between two-way deals and the G-League, it’s a major step. The official figures are yet to be out, but here’s an estimated breakdown.

The first year being guaranteed ensures Smith has locked-in money. Beyond that, it’s up to his health, form, and Miami’s roster needs. Still, it’s a sign of the Heat’s faith in his role as a steady guard off the bench.

Dru Smith’s career earnings

Smith hasn’t had a long list of massive paydays yet, but his career earnings reflect a steady progression from the G-League grind to full NBA contracts. Here’s a look at his financial journey so far:

Now, after the 3-year extension, Smith’s career earnings are expected to cross the $5 million mark, which is a milestone for a player who once played on the fringes of the NBA. And compared to NBA stars pulling in millions off the court, Dru Smith’s endorsement portfolio is modest.

Dru Smith endorsement deals

As of 2025, there are no exact details of Smith’s endorsement deals. But it is safe to assume that he’s been part of smaller local sponsorships, fitness gear collaborations, and footwear promotions. Many of these deals could be traced back to his Missouri and Evansville roots, where local companies leveraged his college stardom. NIL opportunities during his college years also gave him early exposure to brand partnerships, though nothing blockbuster-level.

Still, if he continues to carve out a long-term role with the Miami Heat or shines in the postseason, bigger and more public deals could follow. But Smith’s journey to the NBA wasn’t a straight line, as every step built his foundation.

Dru Smith’s college and professional career

An alumnus of Reitz High School, Dru began at the University of Evansville, quickly making his mark as a reliable two-way guard. His transfer to the University of Missouri elevated him into SEC competition, where he earned All-SEC honors. Also going undrafted in 2021 wasn’t the end, but rather the beginning of his grind.

Smith signed multiple two-way contracts, shuttled between the NBA and G-League, and kept earning trust with his consistency. The Miami Heat’s developmental program became his second home, sharpening his game until he earned that coveted guaranteed contract. Known for his defense, unselfish playmaking, and resilience through injuries (including a season-ending torn Achilles in 2023), Smith has proven that persistence can pay.

Dru Smith isn’t in the superstar salary club, but he still can prove his mettle as Miami chose to put its trust in him. From G-League uncertainty to guaranteed millions, his financial climb mirrors his basketball journey, and rightly so. At $3–5 million in net worth and with more guaranteed money on the way, Smith’s future looks secure. The next chapter? Depends on whether he can turn that security into longevity and maybe even a bigger payday down the line.